sponsored by Upstate New York Real Estate Information Service, LLC
Find a Neighborhood
Looking to buy a home? You've come to the right place!
Homeownership isn’t just about four walls and a roof. Do you want a yard, or for someone to take care of all the maintenance for you? Are you looking for a bohemian lifestyle, something ultra-modern, or is it most important to live on a street with lots of interaction between the neighbors? Will you want to walk to the store or the local library?
Rochester is a city of neighborhoods. And Celebrate City Living is all about celebrating those neighborhoods – what makes each unique and appealing. Check out the interactive map to see which one fits your style, and then search properties right in that neighborhood! You can also find information on the amenities and services located in each area.
Choose the right support
Selecting a mortgage company and a REALTOR® are key to a successful purchase. Not sure how to pick the right one? Word of mouth is always a great way to decide who you want to work with, and it’s often good to talk with your current financial institution and see what they have for their customers.
Want to learn about a neighborhood up close? Come see us on Saturday, April 1, 2017 at City Hall, when we host our signature Expo 2017. From 12am-2pm meet one-on-one with a lender, REALTOR® or non-profit service provider to talk about your personal situation. Meet representatives from neighborhoods or local businesses who love Rochester and make their community such a fun place to live. Tastings, workshops, and more!
Need to get moving right away? You can use the Greater Rochester Association of REALTORS® as a resource. They would be happy to help you get started. In addition, there are several financial institutions committed to Rochester waiting in the wings to earn your business. Select one or two to contact you directly and have a one-to-one conversation about your specific needs.
Buying in the City of Rochester comes with even more good news. Apply with a financial institution for a program designed just for you. Many lenders have grant programs, such as the First Home Club, or low-interest loans perfect for making your first home an affordable reality instead of a dream for the future.
The City of Rochester has grants for first-time City purchasers through its HPAP Homebuyer Purchase Assistance Program (HPAP). In addition, employees of several local businesses (University of Rochester, RIT, Kodak, RCSD, and others) can access even more money through matching programs from their employers through the City’s EAHI (Employer Assisted Housing Initiative) program. Contact City of Rochester Homebuyer Services – Homebuyer@CityofRochester.gov, 585-428-6888, or http://www.cityofrochester.gov/homebuyer/.
The Home Rochester program is another option. The HOME Rochester program allows individuals and families with low and moderate incomes an opportunity to participate in the American Dream through homeownership. All the homes available in the HOME Rochester program are fully renovated single family homes within the City of Rochester, available in many different city neighborhoods. Each home is as unique as the neighborhood in which it is located. Homes range from two-bedroom bungalows to five-bedroom Colonials. Hardwood floors, natural wood trim, roomy front porches and affordable living are the norm in HOME Rochester homes. In addition to the attractiveness of each home, there are many benefits you can’t see: 1. Lead Safe. 2. One-Year Warranty on Major Mechanical System Defects. 3. Low Down Payment. 4. Tax Benefits. 5. Closing Cost Grants and Interest Write-Down Grants. 6. Environmentally Green. Visit http://homerochester.org/ for more!
SONYMA and the Greater Rochester Housing Partnership are also working together to offer homebuyers of vacant properties grant resources to improve their newly purchased homes. The Neighborhood Revitalization Program offers $20,000 grants to buyers who will be making improvements to the house that will become your primary residence. The program has limits on the purchase price of the home and limits on buyer incomes. Buyers must be eligible for a SONYMA mortgage. If you are thinking about buying a vacant house, give us a call at 423-6320 to see if you are eligible for a NRP grant.