Looking to buy a home? You've come to the right place!

Buying a home is a big step! Want to have all your ducks in a row before you start that process? Take a class designed to get you ready for homeownership in a fun, informational setting. Check out our partner agencies and their training programs – The Housing Council at PathStone, NeighborWorks Rochester, Consumer Credit Counseling Services of Rochester, and the Urban League Home Store.

Buying in the City of Rochester comes with even more good news. Apply with a financial institution for a program designed just for you. Many lenders have grant programs, such as the First Home Club, or low-interest loans perfect for making your first home an affordable reality instead of a dream for the future.

Feeling a little intimidated by your debts? Consumer Credit Counseling Service of Rochester is a great resource to get you back on the road to financial success.

Choose the right support

Buying a home is a big step! Want to have all your ducks in a row before you start that process? Take a class designed to get you ready for homeownership in a fun, informational setting. Check out our partner agencies and their training programs – The Housing Council at PathStone, NeighborWorks Rochester, Consumer Credit Counseling Services of Rochester, and the Urban League Home Store.

Buying in the City of Rochester comes with even more good news. Apply with a financial institution for a program designed just for you. Many lenders have grant programs, such as the First Home Club, or low-interest loans perfect for making your first home an affordable reality instead of a dream for the future.

Feeling a little intimidated by your debts? Consumer Credit Counseling Service of Rochester is a great resource to get you back on the road to financial success.

First-timers start here

Buying a home is a big step! Want to have all your ducks in a row before you start that process? Take a class designed to get you ready for homeownership in a fun, informational setting. Check out our partner agencies and their training programs – The Housing Council at PathStone, NeighborWorks Rochester, Consumer Credit Counseling Services of Rochester, and the Urban League Home Store.

Buying in the City of Rochester comes with even more good news. Apply with a financial institution for a program designed just for you. Many lenders have grant programs, such as the First Home Club, or low-interest loans perfect for making your first home an affordable reality instead of a dream for the future.

Feeling a little intimidated by your debts? Consumer Credit Counseling Service of Rochester is a great resource to get you back on the road to financial success.

Interested in grants?

The City of Rochester has grants for first-time City purchasers through its HPAP Homebuyer Purchase Assistance Program (HPAP). In addition, employees of several local businesses (University of Rochester, RIT, Kodak, RCSD, and others) can access even more money through matching programs from their employers through the City’s EAHI (Employer Assisted Housing Initiative) program. Contact City of Rochester Homebuyer Services – Homebuyer@CityofRochester.gov, 585-428-6888, or http://www.cityofrochester.gov/homebuyer/.

The Home Rochester program is another option. The HOME Rochester program allows individuals and families with low and moderate incomes an opportunity to participate in the American Dream through homeownership. All the homes available in the HOME Rochester program are fully renovated single family homes within the City of Rochester, available in many different city neighborhoods. Each home is as unique as the neighborhood in which it is located. Homes range from two-bedroom bungalows to five-bedroom Colonials. Hardwood floors, natural wood trim, roomy front porches and affordable living are the norm in HOME Rochester homes. In addition to the attractiveness of each home, there are many benefits you can’t see: 1. Lead Safe. 2. One-Year Warranty on Major Mechanical System Defects. 3. Low Down Payment. 4. Tax Benefits. 5. Closing Cost Grants and Interest Write-Down Grants. 6. Environmentally Green. Visit http://homerochester.org/ for more!

SONYMA and the Greater Rochester Housing Partnership are also working together to offer homebuyers of vacant properties grant resources to improve their newly purchased homes. The Neighborhood Revitalization Program offers $20,000 grants to buyers who will be making improvements to the house that will become your primary residence.  The program has limits on the purchase price of the home and limits on buyer incomes. Buyers must be eligible for a SONYMA mortgage.  If you are thinking about buying a vacant house, give us a call at 423-6320 to see if you are eligible for a NRP grant.

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